MEDIUM

购车贷款被坑，别慌！3步维权： ✅ 发函+投诉，协商施压 ✅ 12315+12378，行政投诉 ✅ 起诉撤销合同，追回损

平台：xiaohongshu来源：tikhub_social_month_scan作者：小红薯601882D0关键词：融资租赁车贷投诉搜索排名：6发布：-采集：2026-05-23 06:53:23打开原文

购车贷款被坑，别慌！3步维权： ✅ 发函+投诉，协商施压 ✅ 12315+12378，行政投诉 ✅ 起诉撤销合同，追回损

AI 分析

风险等级：MEDIUM

情感：NEUTRAL

分类：社媒风险线索

分公司 / 地域：-

置信度：0.55

摘要：TikHub 月度社媒 API 扫描候选，待人工复核。

判断理由：自采 API 发现，东南台账未收录或未匹配。

建议处置：-

查看原始采集字段

{
  "likes": 3
}

{
  "method": "tikhub_social_month_scan",
  "keyword": "融资租赁 车贷 投诉",
  "platform": "xiaohongshu"
}

{
  "id": "69eb0c04000000021903a13c",
  "desc": "购车贷款被坑，别慌！3步维权： ✅ 发函+投诉，协商施压 ✅ 12315+12378，行政投诉 ✅ 起诉撤销合同，追回损",
  "type": "normal",
  "user": {
    "images": "https://sns-avatar-qc.xhscdn.com/avatar/60175fa00212d26dccc225d4.jpg?imageView2/2/w/80/format/jpg",
    "red_id": "4951254434",
    "userid": "60175f4d000000000100364f",
    "followed": false,
    "nickname": "小红薯601882D0",
    "track_duration": 0,
    "red_official_verified": false,
    "red_official_verify_type": 0,
    "show_red_official_verify_icon": false
  },
  "liked": false,
  "niced": false,
  "method": "tikhub_social_month_scan",
  "geo_info": {
    "distance": ""
  },
  "provider": "tikhub",
  "tag_info": {
    "type": "??c=vp4",
    "title": "#*@69eb0c040000000019032406"
  },
  "collected": false,
  "has_music": false,
  "timestamp": 1777011716,
  "nice_count": 0,
  "xsec_token": "YBkCdpJNLJxxI-s7tYyeN1iUcnCLi7X4VIHuBiwQqc5fc=",
  "click_score": 0,
  "images_list": [
    {
      "url": "https://sns-na-i11.xhscdn.com/notes_pre_post/1040g3k831vb7eie62sd05o0nbt6g8dif945maeg?imageView2/2/w/576/format/webp/q/87%7CimageMogr2/strip&redImage/frame/0&ap=5&sc=SRH_PRV&sign=da25ee2a8e339aa3ade7a568f8bc8548&t=6a114ee2&origin=0",
      "width": 1320,
      "fileid": "notes_pre_post/1040g3k831vb7eie62sd05o0nbt6g8dif945maeg",
      "height": 1727,
      "original": "",
      "trace_id": "notes_pre_post/1040g3k831vb7eie62sd05o0nbt6g8dif945maeg",
      "url_size_large": "https://sns-na-i11.xhscdn.com/notes_pre_post/1040g3k831vb7eie62sd05o0nbt6g8dif945maeg?imageView2/2/w/1440/format/webp&ap=5&sc=SRH_DTL&sign=da25ee2a8e339aa3ade7a568f8bc8548&t=6a114ee2&origin=0",
      "need_load_original_image": false
    }
  ],
  "liked_count": 3,
  "result_from": "",
  "update_time": 1779168993000,
  "shared_count": 0,
  "comments_count": 0,
  "debug_info_str": "",
  "collected_count": 3,
  "corner_tag_info": [
    {
      "icon": "",
      "text": "RAh28RNsx7gfWo4/KgPqR5QtEfB7IQ4zpp8Vf+hQ48r8GmH7foovAYxNTYkoxY39nj7BHArehSn6MvRz1F8UBh6jn7CyEqGDpx",
      "type": "ubt_sig_token",
      "style": 0,
      "text_en": "",
      "location": -1
    },
    {
      "icon": "http://picasso-static.xiaohongshu.com/fe-platform/e9b67af62f67d9d6cfac936f96ad10a85fdb868e.png",
      "text": "04-24",
      "type": "publish_time",
      "style": 0,
      "text_en": "04-24",
      "location": 5
    }
  ],
  "note_attributes": [],
  "widgets_context": "{\"flags\":{},\"author_id\":\"60175f4d000000000100364f\",\"author_name\":\"小红薯601882D0\"}",
  "interaction_area": {
    "text": "3",
    "type": 1,
    "status": false
  },
  "last_update_time": 0,
  "cover_image_index": 0,
  "extract_text_enabled": 0,
  "advanced_widgets_groups": {
    "groups": [
      {
        "mode": 1,
        "fetch_types": [
          "guos_test",
          "note_next_step",
          "second_jump_bar",
          "cooperate_binds",
          "note_collection",
          "rec_next_infos",
          "image_stickers",
          "image_filters",
          "product_review",
          "related_search",
          "cooperate_comment_component",
          "image_goods_cards",
          "ads_goods_cards",
          "ads_comment_component",
          "goods_card_v2",
          "image_template",
          "buyable_goods_card_v2",
          "ads_engage_bar",
          "challenge_card",
          "cooperate_engage_bar",
          "guide_post",
          "pgy_comment_component",
          "pgy_engage_bar",
          "bar_below_image",
          "aigc_collection",
          "co_produce",
          "widgets_ndb",
          "next_note_guide",
          "pgy_bbc_exp",
          "async_group",
          "super_activity",
          "widgets_enhance",
          "music_player",
          "soundtrack_player"
        ]
      },
      {
        "mode": 0,
        "fetch_types": [
          "guos_test",
          "vote_stickers",
          "bullet_comment_lead",
          "note_search_box",
          "interact_pk",
          "interact_vote",
          "guide_heuristic",
          "share_to_msg",
          "follow_guide",
          "note_share_prompt_v1",
          "sync_group",
          "group_share",
          "share_guide_bubble",
          "widgets_share",
          "guide_navigator"
        ]
      }
    ]
  }
}