MEDIUM
贷款买车必看!十大车贷套路避坑指南
平台:xiaohongshu来源:tikhub_social_month_scan作者:山城金融 |按揭 抵押 企信关键词:融资租赁 车贷 投诉搜索排名:9发布:-采集:2026-05-23 05:17:44打开原文
🚗 套路1:二手车贷虚高评估 二手车商把只值5万的车评估成8万,诱导你多贷款,结果贷款金额远超车辆实际价值,等你想卖车
AI 分析
风险等级:MEDIUM
情感:NEUTRAL
分类:社媒风险线索
分公司 / 地域:-
置信度:0.55
摘要:TikHub 月度社媒 API 扫描候选,待人工复核。
判断理由:自采 API 发现,东南台账未收录或未匹配。
建议处置:-
查看原始采集字段
{
"likes": 5
}{
"method": "tikhub_social_month_scan",
"keyword": "融资租赁 车贷 投诉",
"platform": "xiaohongshu"
}{
"id": "69ecab4b00000000370366a0",
"desc": "🚗 套路1:二手车贷虚高评估 二手车商把只值5万的车评估成8万,诱导你多贷款,结果贷款金额远超车辆实际价值,等你想卖车",
"type": "normal",
"user": {
"images": "https://sns-avatar-qc.xhscdn.com/avatar/1040g2jo31v27a7u7igd05o1qbq0081ue32uv66g?imageView2/2/w/80/format/jpg",
"red_id": "1802779195",
"userid": "603a5e8000000000010007ce",
"followed": false,
"nickname": "山城金融 |按揭 抵押 企信",
"track_duration": 0,
"red_official_verified": false,
"red_official_verify_type": 0,
"show_red_official_verify_icon": false
},
"liked": false,
"niced": false,
"title": "贷款买车必看!十大车贷套路避坑指南",
"method": "tikhub_social_month_scan",
"geo_info": {
"distance": ""
},
"provider": "tikhub",
"tag_info": {
"type": "",
"title": ""
},
"collected": false,
"has_music": false,
"timestamp": 1777118344,
"nice_count": 0,
"xsec_token": "YB2-ZlG5VtE-_f9yYjmFtpGn-IiiKKdXa_SNFVGVD5xKo=",
"click_score": 0,
"images_list": [
{
"url": "https://sns-na-i8.xhscdn.com/1040g00831vcq31qvia605o1qbq0081ueit5jbf0?imageView2/2/w/576/format/webp/q/87%7CimageMogr2/strip&redImage/frame/0&ap=5&sc=SRH_PRV&sign=8140b074feaefdce203bf29f5748d91d&t=6a113877&origin=0",
"width": 1200,
"fileid": "1040g00831vcq31qvia605o1qbq0081ueit5jbf0",
"height": 1600,
"original": "",
"trace_id": "1040g00831vcq31qvia605o1qbq0081ueit5jbf0",
"url_size_large": "https://sns-na-i8.xhscdn.com/1040g00831vcq31qvia605o1qbq0081ueit5jbf0?imageView2/2/w/1440/format/webp&ap=5&sc=SRH_DTL&sign=8140b074feaefdce203bf29f5748d91d&t=6a113877&origin=0",
"need_load_original_image": false
}
],
"liked_count": 5,
"result_from": "",
"update_time": 1777222809000,
"shared_count": 3,
"comments_count": 0,
"debug_info_str": "",
"collected_count": 7,
"corner_tag_info": [
{
"icon": "",
"text": "RAK/LFU2xoMW/18p+ahrbqGVYAYWWBmhwrC1BKyFvuIjHRXmNSC2Lem/gPzk6eOALaSzSPNzZX4P72pTZoJLhkEOVOMVPnHLAq",
"type": "ubt_sig_token",
"style": 0,
"text_en": "",
"location": -1
},
{
"icon": "http://picasso-static.xiaohongshu.com/fe-platform/e9b67af62f67d9d6cfac936f96ad10a85fdb868e.png",
"text": "04-25",
"type": "publish_time",
"style": 0,
"text_en": "04-25",
"location": 5
}
],
"note_attributes": [],
"widgets_context": "{\"flags\":{},\"author_id\":\"603a5e8000000000010007ce\",\"author_name\":\"山城金融 |按揭 抵押 企信\"}",
"interaction_area": {
"text": "5",
"type": 1,
"status": false
},
"last_update_time": 0,
"cover_image_index": 0,
"extract_text_enabled": 0,
"advanced_widgets_groups": {
"groups": [
{
"mode": 1,
"fetch_types": [
"guos_test",
"note_next_step",
"second_jump_bar",
"cooperate_binds",
"note_collection",
"rec_next_infos",
"image_stickers",
"image_filters",
"product_review",
"related_search",
"cooperate_comment_component",
"image_goods_cards",
"ads_goods_cards",
"ads_comment_component",
"goods_card_v2",
"image_template",
"buyable_goods_card_v2",
"ads_engage_bar",
"challenge_card",
"cooperate_engage_bar",
"guide_post",
"pgy_comment_component",
"pgy_engage_bar",
"bar_below_image",
"aigc_collection",
"co_produce",
"widgets_ndb",
"next_note_guide",
"pgy_bbc_exp",
"async_group",
"super_activity",
"widgets_enhance",
"music_player",
"soundtrack_player"
]
},
{
"mode": 0,
"fetch_types": [
"guos_test",
"vote_stickers",
"bullet_comment_lead",
"note_search_box",
"interact_pk",
"interact_vote",
"guide_heuristic",
"share_to_msg",
"follow_guide",
"note_share_prompt_v1",
"sync_group",
"group_share",
"share_guide_bubble",
"widgets_share",
"guide_navigator"
]
}
]
}
}